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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,225 | $156,398-81.3% | $147,318-80.2% | $138,895-79.0% |
| Participation rate | 91.3% | 83.8%+7.5pp | 82.1%+9.2pp | 79.9%+11.4pp |
| Annual return | 21.15% | 78.75%-57.6pp | 70.43%-49.3pp | 145.39%-124.2pp |
| Employer contribution / active EE | $3,269 | $4,853-32.6% | $4,593-28.8% | $4,194-22.1% |
| Participant deferral / active EE | $6,582 | $8,237-20.1% | $7,906-16.8% | $6,396+2.9% |
| Admin fee / account holder | $2,602 | $14,976-82.6% | $13,708-81.0% | $12,562-79.3% |