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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,339 | $172,111-16.7% | $150,298-4.6% | $137,256+4.4% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.85% | 69.37%-52.5pp | 62.79%-45.9pp | 220.34%-203.5pp |
| Employer contribution / active EE | $1,905 | $4,636-58.9% | $4,154-54.2% | $4,156-54.2% |
| Participant deferral / active EE | $11,814 | $6,166+91.6% | $5,453+116.7% | $6,407+84.4% |
| Admin fee / account holder | $1,182 | $16,471-92.8% | $14,116-91.6% | $12,270-90.4% |