Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,164 | $126,661+124.4% | $113,397+150.6% | $138,895+104.6% |
| Participation rate | 16.7% | 79.4%-62.8pp | 76.5%-59.8pp | 79.9%-63.3pp |
| Annual return | 12.26% | 25.05%-12.8pp | 23.20%-10.9pp | 145.39%-133.1pp |
| Employer contribution / active EE | $230 | $3,456-93.3% | $2,977-92.3% | $4,194-94.5% |
| Participant deferral / active EE | $5,167 | $5,693-9.2% | $5,076+1.8% | $6,396-19.2% |
| Admin fee / account holder | $2,104 | $14,549-85.5% | $11,957-82.4% | $12,562-83.3% |