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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,805 | $123,412+145.4% | $69,460+335.9% | $145,978+107.4% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 12.44% | 191.25%-178.8pp | 100.80%-88.4pp | 550.52%-538.1pp |
| Employer contribution / active EE | $23,632 | $2,684+780.6% | $1,714+1278.7% | $4,662+406.9% |
| Participant deferral / active EE | $11,106 | $4,240+162.0% | $2,890+284.4% | $6,690+66.0% |
| Admin fee / account holder | $2,194 | $7,816-71.9% | $4,695-53.3% | $13,400-83.6% |