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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,805 | $123,854+144.5% | $69,623+334.9% | $145,884+107.6% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 12.44% | 192.35%-179.9pp | 101.23%-88.8pp | 551.85%-539.4pp |
| Employer contribution / active EE | $23,632 | $2,673+784.0% | $1,709+1282.9% | $4,662+406.9% |
| Participant deferral / active EE | $11,106 | $4,242+161.8% | $2,890+284.3% | $6,690+66.0% |
| Admin fee / account holder | $2,194 | $7,822-72.0% | $4,696-53.3% | $13,392-83.6% |