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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,954 | $87,037-73.6% | $106,201-78.4% | $80,874-71.6% |
| Participation rate | 95.6% | 70.4%+25.2pp | 75.3%+20.3pp | 67.6%+28.0pp |
| Annual return | 10.76% | 17.05%-6.3pp | 116.26%-105.5pp | 35.62%-24.9pp |
| Employer contribution / active EE | $1,327 | $2,396-44.6% | $3,170-58.1% | $2,756-51.8% |
| Participant deferral / active EE | $2,414 | $3,986-39.4% | $5,012-51.8% | $4,297-43.8% |
| Admin fee / account holder | $998 | $8,434-88.2% | $11,039-91.0% | $6,935-85.6% |