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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,954 | $87,132-73.7% | $105,624-78.3% | $80,959-71.6% |
| Participation rate | 95.6% | 70.4%+25.2pp | 75.3%+20.3pp | 67.7%+27.9pp |
| Annual return | 10.76% | 17.03%-6.3pp | 116.20%-105.4pp | 35.67%-24.9pp |
| Employer contribution / active EE | $1,327 | $2,397-44.6% | $3,168-58.1% | $2,757-51.9% |
| Participant deferral / active EE | $2,414 | $3,985-39.4% | $5,013-51.8% | $4,300-43.9% |
| Admin fee / account holder | $998 | $8,449-88.2% | $10,961-90.9% | $6,925-85.6% |