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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,631 | $110,410-53.2% | $102,437-49.6% | $145,897-64.6% |
| Participation rate | 93.8% | 77.9%+15.8pp | 74.5%+19.2pp | 80.3%+13.4pp |
| Annual return | 11.59% | 24.85%-13.3pp | 24.95%-13.4pp | 552.29%-540.7pp |
| Employer contribution / active EE | $2,268 | $4,217-46.2% | $3,871-41.4% | $4,663-51.4% |
| Participant deferral / active EE | $3,349 | $5,622-40.4% | $5,060-33.8% | $6,689-49.9% |
| Admin fee / account holder | $975 | $9,745-90.0% | $8,388-88.4% | $13,390-92.7% |