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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,938 | $76,608-96.2% | $56,077-94.8% | $145,877-98.0% |
| Participation rate | 56.5% | 63.2%-6.7pp | 52.5%+4.0pp | 80.3%-23.8pp |
| Annual return | 12.53% | 3009.59%-2997.1pp | 1709.28%-1696.8pp | 551.28%-538.8pp |
| Employer contribution / active EE | $0 | $1,382-100.0% | $1,040-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $605 | $2,624-77.0% | $1,954-69.1% | $6,691-91.0% |
| Admin fee / account holder | $1,073 | $3,325-67.7% | $2,825-62.0% | $13,402-92.0% |