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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,770 | $184,014+16.7% | $161,149+33.3% | $138,895+54.6% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 15.31% | 21.52%-6.2pp | 21.16%-5.8pp | 145.39%-130.1pp |
| Employer contribution / active EE | $3,720 | $5,055-26.4% | $4,360-14.7% | $4,194-11.3% |
| Participant deferral / active EE | $31,000 | $6,909+348.7% | $6,153+403.8% | $6,396+384.7% |
| Admin fee / account holder | $34,826 | $18,027+93.2% | $15,194+129.2% | $12,562+177.2% |