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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,227 | $166,242-16.3% | $165,071-15.7% | $145,884-4.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 20.26% | 100.44%-80.2pp | 70.17%-49.9pp | 551.85%-531.6pp |
| Employer contribution / active EE | $3,600 | $5,283-31.9% | $4,347-17.2% | $4,662-22.8% |
| Participant deferral / active EE | $30,500 | $6,964+338.0% | $6,035+405.4% | $6,690+355.9% |
| Admin fee / account holder | $15 | $16,658-99.9% | $12,695-99.9% | $13,392-99.9% |