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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,779 | $126,113-13.0% | $116,096-5.4% | $155,188-29.3% |
| Participation rate | 81.8% | 75.1%+6.7pp | 73.3%+8.5pp | 80.8%+1.0pp |
| Annual return | 44.37% | 391.72%-347.4pp | 326.25%-281.9pp | 148.84%-104.5pp |
| Employer contribution / active EE | $2,946 | $2,672+10.3% | $2,503+17.7% | $4,248-30.6% |
| Participant deferral / active EE | $7,330 | $4,162+76.1% | $3,952+85.5% | $6,531+12.2% |
| Admin fee / account holder | $5,761 | $8,045-28.4% | $7,704-25.2% | $14,480-60.2% |