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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,779 | $102,938+6.6% | $94,105+16.7% | $138,895-21.0% |
| Participation rate | 81.8% | 74.6%+7.2pp | 71.9%+9.9pp | 79.9%+1.9pp |
| Annual return | 44.37% | 250.28%-205.9pp | 204.55%-160.2pp | 145.39%-101.0pp |
| Employer contribution / active EE | $2,946 | $2,732+7.9% | $2,504+17.7% | $4,194-29.7% |
| Participant deferral / active EE | $7,330 | $4,196+74.7% | $3,881+88.9% | $6,396+14.6% |
| Admin fee / account holder | $5,761 | $6,600-12.7% | $6,199-7.1% | $12,562-54.1% |