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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,856 | $172,111+24.8% | $150,298+43.0% | $137,256+56.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.49% | 69.37%-52.9pp | 62.79%-46.3pp | 220.34%-203.9pp |
| Employer contribution / active EE | $1,228 | $4,636-73.5% | $4,154-70.4% | $4,156-70.5% |
| Participant deferral / active EE | $21,727 | $6,166+252.4% | $5,453+298.5% | $6,407+239.1% |
| Admin fee / account holder | $19,427 | $16,471+17.9% | $14,116+37.6% | $12,270+58.3% |