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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,856 | $181,062+18.7% | $158,223+35.8% | $155,188+38.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 16.49% | 57.39%-40.9pp | 52.09%-35.6pp | 148.84%-132.4pp |
| Employer contribution / active EE | $1,228 | $4,565-73.1% | $4,109-70.1% | $4,248-71.1% |
| Participant deferral / active EE | $21,727 | $6,134+254.2% | $5,467+297.4% | $6,531+232.7% |
| Admin fee / account holder | $19,427 | $18,825+3.2% | $16,047+21.1% | $14,480+34.2% |