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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,028 | $108,882-34.8% | $96,754-26.6% | $154,746-54.1% |
| Participation rate | 41.7% | 75.1%-33.4pp | 70.3%-28.6pp | 80.7%-39.0pp |
| Annual return | 16.03% | 98.39%-82.4pp | 82.04%-66.0pp | 172.34%-156.3pp |
| Employer contribution / active EE | $792 | $3,018-73.8% | $2,679-70.5% | $4,379-81.9% |
| Participant deferral / active EE | $3,208 | $5,323-39.7% | $4,758-32.6% | $6,730-52.3% |
| Admin fee / account holder | $0 | $10,200-100.0% | $8,905-100.0% | $14,365-100.0% |