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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,711 | $57,140-34.0% | $85,240-55.8% | $80,959-53.4% |
| Participation rate | 46.9% | 56.4%-9.5pp | 67.5%-20.6pp | 67.7%-20.8pp |
| Annual return | 14.57% | 21.71%-7.1pp | 66.75%-52.2pp | 35.67%-21.1pp |
| Employer contribution / active EE | $2,205 | $1,802+22.4% | $2,735-19.4% | $2,757-20.0% |
| Participant deferral / active EE | $4,547 | $3,115+46.0% | $4,527+0.4% | $4,300+5.7% |
| Admin fee / account holder | $7,874 | $4,992+57.7% | $6,165+27.7% | $6,925+13.7% |