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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,711 | $57,057-33.9% | $85,009-55.6% | $80,874-53.4% |
| Participation rate | 46.9% | 56.4%-9.4pp | 67.5%-20.6pp | 67.6%-20.7pp |
| Annual return | 14.57% | 21.66%-7.1pp | 66.47%-51.9pp | 35.62%-21.0pp |
| Employer contribution / active EE | $2,205 | $1,799+22.6% | $2,728-19.2% | $2,756-20.0% |
| Participant deferral / active EE | $4,547 | $3,112+46.1% | $4,522+0.6% | $4,297+5.8% |
| Admin fee / account holder | $7,874 | $4,986+57.9% | $6,153+28.0% | $6,935+13.5% |