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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,183 | $116,167-66.3% | $64,489-39.2% | $137,256-71.5% |
| Participation rate | 30.0% | 68.2%-38.2pp | 67.7%-37.7pp | 80.0%-50.0pp |
| Annual return | 17.93% | 36.55%-18.6pp | 55.03%-37.1pp | 220.34%-202.4pp |
| Employer contribution / active EE | $720 | $2,483-71.0% | $1,523-52.7% | $4,156-82.7% |
| Participant deferral / active EE | $2,201 | $4,215-47.8% | $2,778-20.8% | $6,407-65.7% |
| Admin fee / account holder | $687 | $6,188-88.9% | $4,260-83.9% | $12,270-94.4% |