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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,197 | $123,750-79.6% | $69,611-63.8% | $145,877-82.7% |
| Participation rate | 25.0% | 69.2%-44.2pp | 66.4%-41.4pp | 80.3%-55.3pp |
| Annual return | 11.31% | 192.03%-180.7pp | 101.14%-89.8pp | 551.28%-540.0pp |
| Employer contribution / active EE | $783 | $2,672-70.7% | $1,709-54.2% | $4,663-83.2% |
| Participant deferral / active EE | $1,973 | $4,243-53.5% | $2,891-31.7% | $6,691-70.5% |
| Admin fee / account holder | $7,090 | $7,817-9.3% | $4,696+51.0% | $13,402-47.1% |