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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,136 | $117,829+5.4% | $102,423+21.2% | $145,877-14.9% |
| Participation rate | 83.3% | 78.6%+4.7pp | 76.5%+6.8pp | 80.3%+3.0pp |
| Annual return | 12.53% | 31.83%-19.3pp | 29.42%-16.9pp | 551.28%-538.8pp |
| Employer contribution / active EE | $4,145 | $3,615+14.7% | $3,023+37.1% | $4,663-11.1% |
| Participant deferral / active EE | $17,955 | $5,732+213.2% | $5,054+255.2% | $6,691+168.4% |
| Admin fee / account holder | $1,426 | $13,335-89.3% | $9,455-84.9% | $13,402-89.4% |