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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,136 | $117,895+5.3% | $102,460+21.2% | $145,897-14.9% |
| Participation rate | 83.3% | 78.6%+4.7pp | 76.5%+6.8pp | 80.3%+3.0pp |
| Annual return | 12.53% | 31.92%-19.4pp | 29.47%-16.9pp | 552.29%-539.8pp |
| Employer contribution / active EE | $4,145 | $3,619+14.5% | $3,025+37.0% | $4,663-11.1% |
| Participant deferral / active EE | $17,955 | $5,736+213.0% | $5,056+255.1% | $6,689+168.4% |
| Admin fee / account holder | $1,426 | $13,353-89.3% | $9,460-84.9% | $13,390-89.3% |