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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,836 | $81,358-83.0% | $155,556-91.1% | $80,959-82.9% |
| Participation rate | 58.1% | 66.3%-8.2pp | 78.2%-20.2pp | 67.7%-9.6pp |
| Annual return | 22.08% | 33.39%-11.3pp | 64.84%-42.8pp | 35.67%-13.6pp |
| Employer contribution / active EE | $881 | $3,106-71.6% | $4,675-81.1% | $2,757-68.0% |
| Participant deferral / active EE | $4,136 | $3,455+19.7% | $5,631-26.6% | $4,300-3.8% |
| Admin fee / account holder | $176 | $7,994-97.8% | $15,885-98.9% | $6,925-97.5% |