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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,152 | $76,407-72.3% | $150,298-85.9% | $82,448-74.3% |
| Participation rate | 62.5% | 66.4%-3.9pp | 77.8%-15.3pp | 68.1%-5.6pp |
| Annual return | 17.99% | 39.99%-22.0pp | 62.79%-44.8pp | 41.64%-23.6pp |
| Employer contribution / active EE | $982 | $2,614-62.4% | $4,154-76.4% | $2,551-61.5% |
| Participant deferral / active EE | $4,676 | $3,214+45.5% | $5,453-14.2% | $4,139+13.0% |
| Admin fee / account holder | $153 | $6,352-97.6% | $14,116-98.9% | $7,234-97.9% |