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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,152 | $78,690-73.1% | $161,489-86.9% | $87,485-75.8% |
| Participation rate | 62.5% | 67.5%-5.0pp | 78.7%-16.2pp | 68.9%-6.4pp |
| Annual return | 17.99% | 32.74%-14.8pp | 89.72%-71.7pp | 26.06%-8.1pp |
| Employer contribution / active EE | $982 | $2,588-62.1% | $4,268-77.0% | $2,596-62.2% |
| Participant deferral / active EE | $4,676 | $3,311+41.2% | $5,630-16.9% | $4,274+9.4% |
| Admin fee / account holder | $153 | $6,724-97.7% | $16,006-99.0% | $7,775-98.0% |