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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,937 | $71,230+50.1% | $93,727+14.1% | $80,959+32.1% |
| Participation rate | 67.6% | 60.4%+7.3pp | 68.7%-1.1pp | 67.7%0pp |
| Annual return | 12.93% | 11.26%+1.7pp | 133.83%-120.9pp | 35.67%-22.7pp |
| Employer contribution / active EE | $2,139 | $1,565+36.7% | $2,421-11.7% | $2,757-22.4% |
| Participant deferral / active EE | $5,258 | $4,037+30.2% | $4,417+19.0% | $4,300+22.3% |
| Admin fee / account holder | $2,638 | $6,961-62.1% | $8,292-68.2% | $6,925-61.9% |