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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,007 | $106,749-81.3% | $145,433-86.2% | $82,448-75.7% |
| Participation rate | 86.7% | 75.6%+11.0pp | 82.1%+4.5pp | 68.1%+18.6pp |
| Annual return | 22.13% | 27.59%-5.5pp | 66.58%-44.4pp | 41.64%-19.5pp |
| Employer contribution / active EE | $1,841 | $3,444-46.6% | $4,554-59.6% | $2,551-27.8% |
| Participant deferral / active EE | $4,017 | $6,519-38.4% | $7,897-49.1% | $4,139-2.9% |
| Admin fee / account holder | $643 | $8,390-92.3% | $13,129-95.1% | $7,234-91.1% |