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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,085 | $156,398-37.3% | $147,318-33.4% | $138,895-29.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.30% | 78.75%-64.4pp | 70.43%-56.1pp | 145.39%-131.1pp |
| Employer contribution / active EE | $13,412 | $4,853+176.3% | $4,593+192.0% | $4,194+219.8% |
| Participant deferral / active EE | $7,824 | $8,237-5.0% | $7,906-1.0% | $6,396+22.3% |
| Admin fee / account holder | $1,111 | $14,976-92.6% | $13,708-91.9% | $12,562-91.2% |