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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,481 | $101,618-65.1% | $93,063-61.9% | $137,256-74.1% |
| Participation rate | 44.4% | 74.9%-30.5pp | 72.1%-27.7pp | 80.0%-35.5pp |
| Annual return | 16.41% | 223.95%-207.5pp | 34.15%-17.7pp | 220.34%-203.9pp |
| Employer contribution / active EE | $861 | $2,707-68.2% | $2,476-65.2% | $4,156-79.3% |
| Participant deferral / active EE | $960 | $4,279-77.6% | $3,958-75.8% | $6,407-85.0% |
| Admin fee / account holder | $683 | $6,198-89.0% | $6,033-88.7% | $12,270-94.4% |