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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,829 | $196,972-93.0% | $182,262-92.4% | $198,609-93.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 12.24% | 158.27%-146.0pp | 140.60%-128.4pp | 202.70%-190.5pp |
| Employer contribution / active EE | $1,563 | $5,364-70.9% | $5,046-69.0% | $5,055-69.1% |
| Participant deferral / active EE | $1,744 | $8,643-79.8% | $8,276-78.9% | $6,977-75.0% |
| Admin fee / account holder | $1,171 | $18,429-93.6% | $16,712-93.0% | $19,030-93.8% |