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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,540 | $108,825-62.7% | $156,181-74.0% | $82,448-50.8% |
| Participation rate | 41.4% | 72.4%-31.0pp | 78.8%-37.4pp | 68.1%-26.7pp |
| Annual return | 18.00% | 20.59%-2.6pp | 64.87%-46.9pp | 41.64%-23.6pp |
| Employer contribution / active EE | $1,051 | $2,870-63.4% | $4,294-75.5% | $2,551-58.8% |
| Participant deferral / active EE | $2,437 | $4,577-46.8% | $6,132-60.3% | $4,139-41.1% |
| Admin fee / account holder | $238 | $9,341-97.5% | $14,586-98.4% | $7,234-96.7% |