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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,161 | $181,062-0.5% | $158,223+13.9% | $155,188+16.1% |
| Participation rate | 50.0% | 82.7%-32.7pp | 79.2%-29.2pp | 80.8%-30.8pp |
| Annual return | 19.19% | 57.39%-38.2pp | 52.09%-32.9pp | 148.84%-129.6pp |
| Employer contribution / active EE | $1,203 | $4,565-73.6% | $4,109-70.7% | $4,248-71.7% |
| Participant deferral / active EE | $12,229 | $6,134+99.4% | $5,467+123.7% | $6,531+87.2% |
| Admin fee / account holder | $2,662 | $18,825-85.9% | $16,047-83.4% | $14,480-81.6% |