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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,161 | $174,379+3.3% | $152,093+18.5% | $138,895+29.7% |
| Participation rate | 50.0% | 81.6%-31.6pp | 77.8%-27.8pp | 79.9%-29.9pp |
| Annual return | 19.19% | 74.86%-55.7pp | 66.36%-47.2pp | 145.39%-126.2pp |
| Employer contribution / active EE | $1,203 | $4,652-74.1% | $4,175-71.2% | $4,194-71.3% |
| Participant deferral / active EE | $12,229 | $6,159+98.6% | $5,451+124.3% | $6,396+91.2% |
| Admin fee / account holder | $2,662 | $16,880-84.2% | $14,497-81.6% | $12,562-78.8% |