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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,101 | $146,267-80.8% | $197,124-85.7% | $82,448-65.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 21.71% | 29.61%-7.9pp | 44.34%-22.6pp | 41.64%-19.9pp |
| Employer contribution / active EE | $2,793 | $4,723-40.9% | $6,227-55.2% | $2,551+9.5% |
| Participant deferral / active EE | $5,179 | $7,035-26.4% | $9,135-43.3% | $4,139+25.1% |
| Admin fee / account holder | $416 | $14,422-97.1% | $16,298-97.4% | $7,234-94.2% |