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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,806 | $166,242-86.3% | $165,071-86.2% | $145,884-84.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.82% | 100.44%-89.6pp | 70.17%-59.3pp | 551.85%-541.0pp |
| Employer contribution / active EE | $2,212 | $5,283-58.1% | $4,347-49.1% | $4,662-52.6% |
| Participant deferral / active EE | $7,223 | $6,964+3.7% | $6,035+19.7% | $6,690+8.0% |
| Admin fee / account holder | $1,895 | $16,658-88.6% | $12,695-85.1% | $13,392-85.9% |