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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,746 | $111,785-26.0% | $93,669-11.7% | $145,877-43.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 25.64% | 203.79%-178.1pp | 133.59%-108.0pp | 551.28%-525.6pp |
| Employer contribution / active EE | $4,801 | $3,096+55.1% | $2,424+98.1% | $4,663+3.0% |
| Participant deferral / active EE | $7,027 | $4,919+42.9% | $4,416+59.1% | $6,691+5.0% |
| Admin fee / account holder | $1,331 | $10,256-87.0% | $8,291-84.0% | $13,402-90.1% |