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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,867 | $102,429-66.0% | $147,096-76.3% | $80,925-56.9% |
| Participation rate | 89.3% | 75.9%+13.4pp | 82.2%+7.1pp | 67.7%+21.6pp |
| Annual return | 12.39% | 135.02%-122.6pp | 419.75%-407.4pp | 35.65%-23.3pp |
| Employer contribution / active EE | $3,730 | $3,716+0.4% | $4,936-24.4% | $2,756+35.3% |
| Participant deferral / active EE | $6,567 | $6,649-1.2% | $8,071-18.6% | $4,299+52.8% |
| Admin fee / account holder | $10,175 | $7,957+27.9% | $13,005-21.8% | $6,940+46.6% |