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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,450 | $80,812-61.1% | $160,784-80.4% | $82,448-61.9% |
| Participation rate | 73.1% | 66.2%+6.8pp | 77.0%-3.9pp | 68.1%+5.0pp |
| Annual return | 17.87% | 100.59%-82.7pp | 1803.92%-1786.0pp | 41.64%-23.8pp |
| Employer contribution / active EE | $2,552 | $2,174+17.4% | $3,733-31.6% | $2,551+0.1% |
| Participant deferral / active EE | $6,261 | $4,335+44.4% | $6,293-0.5% | $4,139+51.3% |
| Admin fee / account holder | $866 | $7,695-88.8% | $9,717-91.1% | $7,234-88.0% |