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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $664,663 | $172,111+286.2% | $150,298+342.2% | $137,256+384.3% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 27.58% | 69.37%-41.8pp | 62.79%-35.2pp | 220.34%-192.8pp |
| Employer contribution / active EE | $13,651 | $4,636+194.4% | $4,154+228.6% | $4,156+228.5% |
| Participant deferral / active EE | $10,900 | $6,166+76.8% | $5,453+99.9% | $6,407+70.1% |
| Admin fee / account holder | $4,858 | $16,471-70.5% | $14,116-65.6% | $12,270-60.4% |