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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,644 | $102,385-39.8% | $147,080-58.1% | $80,935-23.8% |
| Participation rate | 83.1% | 75.9%+7.2pp | 82.2%+0.9pp | 67.7%+15.5pp |
| Annual return | 19.01% | 135.09%-116.1pp | 420.17%-401.2pp | 35.66%-16.6pp |
| Employer contribution / active EE | $372 | $3,717-90.0% | $4,933-92.5% | $2,757-86.5% |
| Participant deferral / active EE | $6,142 | $6,651-7.7% | $8,066-23.9% | $4,299+42.8% |
| Admin fee / account holder | $9,772 | $7,951+22.9% | $12,989-24.8% | $6,924+41.1% |