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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,257 | $52,678-4.6% | $75,784-33.7% | $59,633-15.7% |
| Participation rate | 78.0% | 67.2%+10.8pp | 75.8%+2.2pp | 68.7%+9.3pp |
| Annual return | -4.38% | 2.95%-7.3pp | 9.68%-14.1pp | 2041.40%-2045.8pp |
| Employer contribution / active EE | $1,269 | $2,193-42.1% | $3,323-61.8% | $2,203-42.4% |
| Participant deferral / active EE | $2,157 | $2,591-16.8% | $3,652-40.9% | $3,192-32.4% |
| Admin fee / account holder | $1,014 | $3,610-71.9% | $5,300-80.9% | $4,297-76.4% |