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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,853 | $129,737-65.4% | $119,126-62.3% | $154,746-71.0% |
| Participation rate | 53.3% | 78.9%-25.5pp | 75.8%-22.4pp | 80.7%-27.4pp |
| Annual return | 14.63% | 379.08%-364.4pp | 282.11%-267.5pp | 172.34%-157.7pp |
| Employer contribution / active EE | $1,349 | $4,375-69.2% | $4,034-66.6% | $4,379-69.2% |
| Participant deferral / active EE | $2,757 | $5,842-52.8% | $5,318-48.2% | $6,730-59.0% |
| Admin fee / account holder | $3,983 | $11,961-66.7% | $10,693-62.8% | $14,365-72.3% |