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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,587 | $76,519-91.4% | $56,025-88.2% | $145,897-95.5% |
| Participation rate | 57.1% | 63.2%-6.1pp | 52.5%+4.6pp | 80.3%-23.2pp |
| Annual return | 21.54% | 3017.03%-2995.5pp | 1712.69%-1691.1pp | 552.29%-530.7pp |
| Employer contribution / active EE | $392 | $1,383-71.6% | $1,042-62.3% | $4,663-91.6% |
| Participant deferral / active EE | $1,937 | $2,624-26.2% | $1,955-0.9% | $6,689-71.0% |
| Admin fee / account holder | $271 | $3,331-91.9% | $2,828-90.4% | $13,390-98.0% |