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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,163 | $160,070-69.3% | $147,117-66.6% | $145,897-66.3% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 18.75% | 98.69%-79.9pp | 420.54%-401.8pp | 552.29%-533.5pp |
| Employer contribution / active EE | $3,049 | $5,285-42.3% | $4,932-38.2% | $4,663-34.6% |
| Participant deferral / active EE | $7,604 | $8,419-9.7% | $8,065-5.7% | $6,689+13.7% |
| Admin fee / account holder | $5,724 | $15,035-61.9% | $12,993-55.9% | $13,390-57.3% |