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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,163 | $159,934-69.3% | $147,005-66.6% | $145,959-66.3% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 18.75% | 98.24%-79.5pp | 418.76%-400.0pp | 561.95%-543.2pp |
| Employer contribution / active EE | $3,049 | $5,287-42.3% | $4,934-38.2% | $4,661-34.6% |
| Participant deferral / active EE | $7,604 | $8,427-9.8% | $8,070-5.8% | $6,689+13.7% |
| Admin fee / account holder | $5,724 | $15,053-62.0% | $13,006-56.0% | $13,398-57.3% |