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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,142 | $100,125-48.9% | $81,482-37.2% | $145,978-65.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 13.56% | 34.44%-20.9pp | 24.79%-11.2pp | 550.52%-537.0pp |
| Employer contribution / active EE | $7,396 | $2,977+148.4% | $2,463+200.3% | $4,662+58.6% |
| Participant deferral / active EE | $4,354 | $4,609-5.5% | $3,885+12.1% | $6,690-34.9% |
| Admin fee / account holder | $449 | $8,198-94.5% | $5,761-92.2% | $13,400-96.7% |