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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,673 | $162,136-66.3% | $152,301-64.1% | $154,746-64.7% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 18.02% | 91.02%-73.0pp | 80.50%-62.5pp | 172.34%-154.3pp |
| Employer contribution / active EE | $2,560 | $4,890-47.7% | $4,624-44.6% | $4,379-41.5% |
| Participant deferral / active EE | $3,840 | $8,341-54.0% | $8,004-52.0% | $6,730-42.9% |
| Admin fee / account holder | $2,198 | $15,759-86.1% | $14,398-84.7% | $14,365-84.7% |