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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,368 | $48,011-61.7% | $63,803-71.2% | $82,637-77.8% |
| Participation rate | 97.7% | 66.6%+31.1pp | 72.7%+25.0pp | 68.1%+29.6pp |
| Annual return | 13.04% | 19.84%-6.8pp | 543.72%-530.7pp | 53.51%-40.5pp |
| Employer contribution / active EE | $2,809 | $1,904+47.6% | $2,532+10.9% | $2,552+10.1% |
| Participant deferral / active EE | $1,731 | $2,846-39.2% | $3,843-55.0% | $4,126-58.1% |
| Admin fee / account holder | $1,093 | $3,873-71.8% | $5,196-79.0% | $7,339-85.1% |