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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,368 | $51,184-64.1% | $66,439-72.4% | $86,983-78.9% |
| Participation rate | 97.7% | 68.5%+29.2pp | 74.5%+23.2pp | 69.5%+28.1pp |
| Annual return | 13.04% | 17.07%-4.0pp | 757.66%-744.6pp | 25.83%-12.8pp |
| Employer contribution / active EE | $2,809 | $2,023+38.9% | $2,637+6.5% | $2,584+8.7% |
| Participant deferral / active EE | $1,731 | $2,927-40.9% | $3,876-55.4% | $4,194-58.7% |
| Admin fee / account holder | $1,093 | $4,154-73.7% | $6,173-82.3% | $7,856-86.1% |