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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,884 | $162,136-87.7% | $152,301-86.9% | $154,746-87.2% |
| Participation rate | 68.8% | 84.1%-15.4pp | 82.4%-13.7pp | 80.7%-12.0pp |
| Annual return | 20.94% | 91.02%-70.1pp | 80.50%-59.6pp | 172.34%-151.4pp |
| Employer contribution / active EE | $2,415 | $4,890-50.6% | $4,624-47.8% | $4,379-44.8% |
| Participant deferral / active EE | $4,444 | $8,341-46.7% | $8,004-44.5% | $6,730-34.0% |
| Admin fee / account holder | $985 | $15,759-93.7% | $14,398-93.2% | $14,365-93.1% |