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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,839 | $101,618-44.1% | $93,063-38.9% | $137,256-58.6% |
| Participation rate | 87.5% | 74.9%+12.6pp | 72.1%+15.4pp | 80.0%+7.5pp |
| Annual return | 18.46% | 223.95%-205.5pp | 34.15%-15.7pp | 220.34%-201.9pp |
| Employer contribution / active EE | $1,918 | $2,707-29.2% | $2,476-22.6% | $4,156-53.9% |
| Participant deferral / active EE | $10,598 | $4,279+147.7% | $3,958+167.8% | $6,407+65.4% |
| Admin fee / account holder | $912 | $6,198-85.3% | $6,033-84.9% | $12,270-92.6% |