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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,870 | $185,312-1.3% | $161,489+13.2% | $154,746+18.2% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | 13.72% | 103.84%-90.1pp | 89.72%-76.0pp | 172.34%-158.6pp |
| Employer contribution / active EE | $10,384 | $4,769+117.7% | $4,268+143.3% | $4,379+137.1% |
| Participant deferral / active EE | $11,147 | $6,350+75.6% | $5,630+98.0% | $6,730+65.6% |
| Admin fee / account holder | $1,657 | $18,654-91.1% | $16,006-89.6% | $14,365-88.5% |