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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,153 | $172,111+15.1% | $150,298+31.8% | $137,256+44.4% |
| Participation rate | 93.3% | 81.7%+11.6pp | 77.8%+15.6pp | 80.0%+13.4pp |
| Annual return | 17.41% | 69.37%-52.0pp | 62.79%-45.4pp | 220.34%-202.9pp |
| Employer contribution / active EE | $3,433 | $4,636-26.0% | $4,154-17.4% | $4,156-17.4% |
| Participant deferral / active EE | $7,757 | $6,166+25.8% | $5,453+42.3% | $6,407+21.1% |
| Admin fee / account holder | $17,493 | $16,471+6.2% | $14,116+23.9% | $12,270+42.6% |