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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,550 | $159,978+184.1% | $147,041+209.1% | $145,978+211.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.00% | 98.36%-79.4pp | 419.21%-400.2pp | 550.52%-531.5pp |
| Employer contribution / active EE | $2,398 | $5,288-54.6% | $4,935-51.4% | $4,662-48.6% |
| Participant deferral / active EE | $10,350 | $8,429+22.8% | $8,071+28.2% | $6,690+54.7% |
| Admin fee / account holder | $6,817 | $15,053-54.7% | $13,006-47.6% | $13,400-49.1% |