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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,077 | $174,018-97.1% | $136,833-96.3% | $198,609-97.4% |
| Participation rate | 78.6% | 65.1%+13.4pp | 59.0%+19.5pp | 82.4%-3.8pp |
| Annual return | 11.30% | 35.16%-23.9pp | 35.32%-24.0pp | 202.70%-191.4pp |
| Employer contribution / active EE | $395 | $1,571-74.9% | $1,319-70.1% | $5,055-92.2% |
| Participant deferral / active EE | $750 | $2,873-73.9% | $2,441-69.3% | $6,977-89.3% |
| Admin fee / account holder | $1,353 | $5,434-75.1% | $4,706-71.3% | $19,030-92.9% |