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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,616 | $102,938-19.7% | $94,105-12.2% | $138,895-40.5% |
| Participation rate | 100.0% | 74.6%+25.4pp | 71.9%+28.1pp | 79.9%+20.1pp |
| Annual return | 15.44% | 250.28%-234.8pp | 204.55%-189.1pp | 145.39%-129.9pp |
| Employer contribution / active EE | $982 | $2,732-64.1% | $2,504-60.8% | $4,194-76.6% |
| Participant deferral / active EE | $2,654 | $4,196-36.8% | $3,881-31.6% | $6,396-58.5% |
| Admin fee / account holder | $9,992 | $6,600+51.4% | $6,199+61.2% | $12,562-20.5% |