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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,287 | $90,489+4.2% | $76,051+24.0% | $145,978-35.4% |
| Participation rate | 61.5% | 74.5%-13.0pp | 69.1%-7.5pp | 80.3%-18.8pp |
| Annual return | 17.89% | 622.78%-604.9pp | 360.42%-342.5pp | 550.52%-532.6pp |
| Employer contribution / active EE | $2,894 | $3,319-12.8% | $2,690+7.6% | $4,662-37.9% |
| Participant deferral / active EE | $5,493 | $5,164+6.4% | $4,257+29.0% | $6,690-17.9% |
| Admin fee / account holder | $20 | $8,374-99.8% | $6,416-99.7% | $13,400-99.9% |