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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,665 | $81,358-64.8% | $155,556-81.6% | $80,959-64.6% |
| Participation rate | 97.7% | 66.3%+31.5pp | 78.2%+19.5pp | 67.7%+30.1pp |
| Annual return | 10.61% | 33.39%-22.8pp | 64.84%-54.2pp | 35.67%-25.1pp |
| Employer contribution / active EE | $1,819 | $3,106-41.4% | $4,675-61.1% | $2,757-34.0% |
| Participant deferral / active EE | $4,344 | $3,455+25.7% | $5,631-22.9% | $4,300+1.0% |
| Admin fee / account holder | $2,784 | $7,994-65.2% | $15,885-82.5% | $6,925-59.8% |