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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,920 | $155,555-2.3% | $146,866+3.4% | $155,188-2.1% |
| Participation rate | 93.3% | 84.0%+9.4pp | 82.5%+10.8pp | 80.8%+12.5pp |
| Annual return | 17.66% | 115.41%-97.8pp | 102.85%-85.2pp | 148.84%-131.2pp |
| Employer contribution / active EE | $5,050 | $4,647+8.7% | $4,425+14.1% | $4,248+18.9% |
| Participant deferral / active EE | $11,691 | $8,044+45.3% | $7,759+50.7% | $6,531+79.0% |
| Admin fee / account holder | $1,078 | $14,755-92.7% | $13,620-92.1% | $14,480-92.6% |