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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,352 | $156,398+143.2% | $147,318+158.2% | $138,895+173.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 12.99% | 78.75%-65.8pp | 70.43%-57.4pp | 145.39%-132.4pp |
| Employer contribution / active EE | $21,390 | $4,853+340.7% | $4,593+365.7% | $4,194+410.0% |
| Participant deferral / active EE | $16,287 | $8,237+97.7% | $7,906+106.0% | $6,396+154.6% |
| Admin fee / account holder | $2,574 | $14,976-82.8% | $13,708-81.2% | $12,562-79.5% |