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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,500 | $169,336-86.7% | $129,384-82.6% | $145,884-84.6% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 17.38% | 14408.70%-14391.3pp | 9461.77%-9444.4pp | 551.85%-534.5pp |
| Employer contribution / active EE | $872 | $5,540-84.3% | $4,153-79.0% | $4,662-81.3% |
| Participant deferral / active EE | $3,112 | $4,985-37.6% | $4,166-25.3% | $6,690-53.5% |
| Admin fee / account holder | $1,101 | $9,912-88.9% | $7,686-85.7% | $13,392-91.8% |