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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,978 | $166,268-75.4% | $165,100-75.2% | $145,897-71.9% |
| Participation rate | 58.3% | 82.0%-23.7pp | 78.6%-20.3pp | 80.3%-22.0pp |
| Annual return | 135.48% | 100.52%+35.0pp | 70.21%+65.3pp | 552.29%-416.8pp |
| Employer contribution / active EE | $2,426 | $5,284-54.1% | $4,348-44.2% | $4,663-48.0% |
| Participant deferral / active EE | $3,786 | $6,964-45.6% | $6,035-37.3% | $6,689-43.4% |
| Admin fee / account holder | $991 | $16,659-94.1% | $12,696-92.2% | $13,390-92.6% |