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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,475 | $212,386-97.0% | $199,883-96.8% | $138,895-95.3% |
| Participation rate | 75.0% | 87.4%-12.4pp | 86.8%-11.8pp | 79.9%-4.9pp |
| Annual return | 0.04% | 47.75%-47.7pp | 43.81%-43.8pp | 145.39%-145.4pp |
| Employer contribution / active EE | $1,694 | $6,625-74.4% | $6,261-72.9% | $4,194-59.6% |
| Participant deferral / active EE | $4,588 | $9,617-52.3% | $9,138-49.8% | $6,396-28.3% |
| Admin fee / account holder | $89,099 | $18,233+388.7% | $17,268+416.0% | $12,562+609.3% |